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Mutual FundsPortfolio & Calculations
Mutual fund NAV or profit/loss looks different
How FolioSync calculates mutual fund value, remaining cost, completed gains/losses, and current NAV.
Common symptoms
- The fund value or profit/loss differs from the AMC app.
- A redeemed fund still affects historical profit/loss.
- NAV appears different from what you expected.
What to try first
- 1FolioSync uses FIFO for mutual fund redemptions, which means the oldest purchase units are used first.
- 2The Cost NAV shown on a holding is the remaining cost per unit after redemptions are applied. It can change after redemptions because older units may have been removed.
- 3New buys and conversion-in entries are merged into the active holding, so the displayed Cost NAV becomes total remaining cost divided by remaining units.
- 4Current value is units held multiplied by the latest repurchase NAV available to FolioSync. If no current NAV is available, the holding falls back to its Cost NAV.
- 5NAV history is used for day change and charts, so delays or later corrections can affect the displayed value.
- 6Fully redeemed holdings are moved out of the main active list into Closed Funds, while completed profit/loss and distributions still contribute to lifetime totals.
- 7Conversions remove units from the original fund and add units to the destination fund. The original fund uses FIFO, and the destination fund receives units based on the transferred value and destination NAV.
When opening a ticket
- Send the fund name, screenshot from FolioSync, screenshot from the AMC app, and the latest backup if values still differ.
- For AMC PDF import issues, attach the original statement PDF and mention whether the issue is NAV, units, charges, conversion, or redemption.